--- title: "How to Check a Property Valuation Report" description: "A practical checklist for checking scope, evidence, dates and report-recipient requirements in a Dutch property valuation report." url: "https://bestetaxateur.pro/en/guides/how-to-check-a-property-valuation-report/" locale: "en" author: "Joel Wilke" publishedDate: "2026-09-07T00:00:00.000Z" updatedDate: "2026-09-07T00:00:00.000Z" categories: "Valuation reports" tags: "check a property valuation report, valuation report, property appraisal" --- # How to Check a Property Valuation Report A practical checklist for checking scope, evidence, dates and report-recipient requirements in a Dutch property valuation report. A property valuation report deserves more than a quick look at the final number. Check whether it answers the right question, uses the right property facts, explains its evidence and can be used by the person or institution that requested it. A clear review helps you ask for a correction when a fact is wrong and prevents you from treating a different professional opinion as proof of an error. Before you appoint a provider, verify [property valuer registration](/en/guides/how-to-check-a-property-valuer-registration/) when the assignment requires a registered professional. When you check a report, compare its description of the address and property with the location details from a [property valuation in Eindhoven Centre](https://taxatieeindhoven.com/property-valuation-eindhoven-centrum), then investigate any unexplained difference. ## Who should check the report This process is useful for a buyer, homeowner, seller, executor, lender-facing borrower or business owner who needs to understand what a report actually supports. It is also useful when a report is being passed to someone else. The person who commissioned the report and the person who accepts it may not be the same. When the report arrives, compare its purpose, date and evidence with [reading a valuation report](/en/guides/how-to-read-a-valuation-report/). Start with the purpose written in the instruction or engagement. A report for mortgage finance, a sale, an estate, a tax question or a dispute can require different assumptions, dates and intended users. If that purpose is missing or vague, ask for clarification before debating the value. ## TL;DR: four checks before you rely on the report Review the report in this order: 1. **Scope:** Does it identify the property, the interest being valued, the purpose and the intended user? 2. **Evidence:** Are the property facts, market evidence and reasoning clear enough to follow? 3. **Recipient:** Does the lender, court, adviser or other recipient accept this report form and standard? 4. **Dates:** Are the inspection date, valuation date, report date and any condition or reference date consistent with the assignment? Then make a short list of specific questions. Separate a factual error from a challenge to professional judgement. The difference determines whether you need a correction, an explanation, a different report or an independent second opinion. ![Four checkpoints for reviewing a property valuation report: scope, evidence, recipient and dates](/images/articles/valuation-report-check/body-visual.webp) ## The four-part quality check ### Scope: identify the question before judging the answer Check the address, cadastral or property identification details, ownership interest where relevant, purpose and intended users. A market value opinion for a whole home is not automatically the same as a value for a partial interest, a financing decision or a legal division. A good report also states important assumptions and limits. Missing information does not always make a report useless, but it changes what the conclusion can support. Write down every place where the report answers a narrower or wider question than the one you asked. ### Evidence: test the inputs before the conclusion Check the usable area, plot, construction year, property type, tenure, renovations, restrictions and condition. Compare them with documents you supplied and with what was inspected. If a central fact is wrong, ask for a factual correction and explain how it affects the analysis. Then inspect the comparable evidence. A comparison is not strong merely because the address is nearby. The property type, size, condition, date, location and transaction circumstances all influence how useful it is. The [report contents](/en/guides/what-is-in-a-property-valuation-report/) should make it possible to see which facts and market data support the conclusion. ### Recipient: separate professional quality from acceptance A report can be carefully prepared and still fail to meet a lender's or court's requirements. Ask who the intended user is, whether validation is required, how old the report may be and which report model or standard applies. NHG, for example, requires independence and validation for the physical valuation reports it accepts. That is a rule for that financing context, not a universal label for every valuation assignment. If your report is for a different recipient, ask that recipient before ordering a replacement. ### Dates: do not compare unlike reference points A report may contain an inspection date, valuation date, report date and a statutory or market reference date. A renovation, market shift or change in use between those dates can matter. Make a timeline so you can see what the professional was asked to value and what condition was relevant at that point. A recent report is not automatically the right report. The question is whether its date and assumptions match the decision being made now. ## Check the valuer and the report standard Verify any register entry or professional designation through the relevant public register. Registration can support identity and professional standing, but it does not prove experience with every property type or guarantee a particular conclusion. The same applies to a report standard: its name matters only when it matches the assignment and intended user. Ask who inspected the property, who prepared the analysis and who reviewed the final report. Where independence matters, ask about conflicts before work begins. Keep the answer in writing so you can compare it with the report later. ## Check relevant experience and evidence Experience claims become useful when they are specific. Ask whether the professional regularly handles your property type, report purpose and location. A person who works mainly with ordinary owner-occupied homes may not be the right fit for a mixed-use building, a listed property or a dispute involving historic evidence. ## A practical report-review process ### Before you contact the provider Note the page or section that contains each disputed fact. Gather the document or observation that supports your question. Write the intended recipient and purpose at the top of the list. ### When you request an explanation Ask one question at a time. For example: “The report states 112 square metres, while the supplied document states 126. Which measurement is used in the analysis?” A precise question is easier to answer than “the value is wrong.” ### When you consider a second opinion Request another valuation when the issue remains substantive after clarification, the first report cannot answer the recipient's requirements, or the scope was materially wrong. Give the second professional the same documents and state the exact question. A second report has more value when it tests a defined uncertainty rather than simply seeking a preferred number. ## Red flags that need a closer question - The report does not identify its purpose or intended user. - A key property fact conflicts with the supplied documents. - Comparable sales are listed without enough detail to understand their relevance. - The report uses a label such as “validated” without identifying the validation route. - A lender or court requirement is assumed rather than confirmed. - The professional refuses to explain a material assumption or limitation. - A desired outcome was promised before the property and assignment were reviewed. Each red flag is a prompt for a specific check. None is conclusive on its own. ## Questions to send in writing Ask: - Which value basis and date apply? - Which property interest was valued? - Which facts came from documents and which came from inspection? - Why were these comparisons selected? - Which assumptions affect the result most? - Who is the intended user? - Is validation required for my recipient? - What can be corrected if a fact is wrong? Keep the questions and answers with the report. This record is useful if the recipient asks for clarification later. ## Decide what to do with the result If the concern is a factual error, request a correction. If the concern is missing reasoning, ask for an explanation. If the report does not fit the recipient, confirm the required format before commissioning another one. If the issue is professional conduct or independence, use the relevant complaint or professional route. Do not discard a report simply because its value is lower or higher than expected. First establish whether the difference comes from facts, assumptions, evidence, timing or purpose. ## FAQ about checking a valuation report ### Can I check a report without being a valuer? You can check whether the identity, purpose, dates, property facts and intended user are clear. You can also ask how the evidence connects to the conclusion. You may need professional help to assess a complex method or technical assumption. ### Does a high or low value prove the report is wrong? No. A value is an opinion reached from a defined basis, evidence and date. A factual error or a mismatch with the assignment is a stronger reason to ask for correction than a result that simply feels unexpected. ### How many comparable sales should a report contain? The answer depends on the report type and purpose. The Waarderingskamer's quality requirements for a residential WOZ report describe three sold homes as the normal comparison point, with exceptions when sufficiently comparable sales are not available. A private valuation may follow another standard, so check the intended report model. ### What if a lender rejects the report? Ask the lender for the exact missing requirement in writing. It may concern age, validation, independence, report model, intended user or purpose. Do not assume that a new report from any provider will solve the problem until the requirement is clear. ### Should I order a second valuation immediately? Usually start with a precise written question. A second valuation is more useful when the first professional cannot correct or explain a material issue, or when the first report does not answer the defined purpose.